This is a package policy specially designed to meet the insurance requirements of the clients involved in the hospitality business.

Risks Covered

The policy covers the following:

• Loss and/or damage to the hotel property
• Plate glass
• Loss of revenue following damage caused by fire
• Machinery breakdown
• Third party liability arising from the operations
• Loss and/or damage to personal effects of the guests
• Loss of money
• Infidelity of employees

The policy may be customized to suit the requirements of hoteliers.

Major Exclusions

• Property being worked upon
• Property in course of construction / erection
• Electrical or mechanical breakdown
• Normal wear and tear
• Motor vehicle, water craft or aircraft
• Animals, growing crops or standing timber
• Property whilst in transit
• Consequential losses
• Loss resulting from unexplained circumstances
• Mysterious disappearance
• War, sabotage and terrorism

Period of Insurance

The coverage is usually provided for a period of one year.

Presale and After-Sale Services

We have a professional and experienced team of underwriters who can assist you

• in the proper understanding of the insurance’s coverage
• in answering your queries
• by advising you on the information required by underwriters to quote terms
• by assisting in completing the proposal form if applicable
• by advising you on covers to meet your requirements

You must alert us of any accident that may lead to a claim covered under the policy, and our team of experts will assist you in the quick settlement of the claim.

Premium Rate

Premium rates are based on:

• Type of occupancy
• Values at risk
• Nature of risk
• Location
• Selected covers and benefits
• Limits opted under various sections of the policy.
• Policy deductibles

Important Information

Please note that for the easy understanding of the insurance policy, we have highlighted the important aspects. We will be glad to receive your queries and discuss the full set of policy terms, conditions and exclusions.

Call us as soon as possible, in case of an accident, and our team of experts will guide you through the claim process. For more information, please contact Nasco Gulf at +971 4 351 8610