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FOR YOUR INSURANCE NEEDS ABROAD, PLEASE CALL US

+971 4 351 8610

Public Liability

Throughout the course of their business operations, all entrepreneurs are exposed to civil liability claims arising due to negligence. And with strict public laws and courts awarding huge sums to claimants, it is prudent to take such an insurance cover even in cases where it is not mandatory.

The Public Liability insurance policy is suitable for businesses engaged in premises-based activities such as

Offices
Showrooms
Warehouses

Risks covered

This policy covers against amounts you are legally liable to pay as damages to third parties due to a negligent act.

Compensation for accidental death or bodily injury
Damage to or loss of property

Legal costs associated with the above claims

Extensions available

Working away from the business premises
Sudden and accidental pollution
Liability for plant and equipment whilst in use as tools of trade

Period of Insurance

The coverage is usually provided for a period of one year.

Major exclusions

Use of plant and equipment
Motor vehicle liability
Off shore works
Product liability
Professional Indemnity
Directors and Officers Liability
Pure financial loss
Employers liability
Gradual pollution
War, sabotage and terrorism

Deductible

A deductible for each and every loss under the policy may be applicable under some sections of the policy.

Premium rate

Premium rates are based on:

Nature and scope of your business
Liability Limits
Estimated annual turnover
Geographical area covered
Extensions opted for

Important Information

Please note that for the easy understanding of the insurance policy, we have highlighted the important aspects. We will be glad to receive your queries and discuss the full set of policy terms, conditions and exclusions.

For more information, please contact Nasco Gulf at +971 4 351 8610.

Claims settlement

You must alert us of any accident that may lead to a claim covered under the policy, and our team of experts will assist you in the quick settlement of the claim.

Call us as soon as possible, in case of an accident, and our team of experts will guide you through the claim process. For more information, please contact Nasco Gulf at +971 4 351 8610